Open the terms before using your account
These Terms & Conditions apply when you open, access or use an account with us. You must provide accurate account details, keep your login information private and complete any phone verification requested before account access. Eligibility depends on local law, and we may restrict access where
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local law permits. Your wallet activity must match the account holder details used during a transaction; DANA, OVO, GoPay and QRIS are shown as payment context, while bank transfer and virtual account steps may require additional checks. We can pause an account while checking unusual activity,
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incorrect details or a payment receipt. We may also update these terms when our account process, legal duties or payment routes change. The current wording applies after it is posted, and continued access means you have had the opportunity to read it. If a clause conflicts
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with mandatory Indonesian law, that law takes priority.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.